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"Bank of Dave" Review – A British Film About "Fools Who Dream"

Wed Jul 02 2025

Dave’s Bank: A Feel-Good Story of Community and Defiance

Dave (Rory Kinnear) is a Burnley businessman who runs a minivan rental service, a lifeline for local entrepreneurs. But what about those hit hard by the 2008 crisis who need a vehicle to earn a living? Dave, trusting in people, starts lending from his own pocket. As the number of deals grows, he realizes the need to expand. Dave envisions a local bank, and a London law firm sends an associate (Joel Fry) to assist with the paperwork.

Rory Kinnear as Dave in

Rory Kinnear as Dave in “Dave’s Bank”

“Dave’s Bank” is based on the true and unique story of a man who, caring deeply for his hometown and its residents, decided to open a bank – the first in 150 years. Dave Fishwick challenges the authorities: if everyone wanted to open a bank, what would become of the system? Expecting him to give up, the officials throw up obstacle after obstacle, summoning him to court over past loans and demanding multi-million-pound deposits. Each hurdle only seems to strengthen the “caring dreamer’s” resolve.

The Contrast of Worlds

Hugh Bonneville as Sir Charles in

Hugh Bonneville as Sir Charles in “Dave’s Bank”

The director cleverly contrasts the small town with the capital. In Burnley, everyone knows each other and is always ready to help those in need. In London, everyone is used to achieving everything alone, sharpening their teeth: forward at all costs, even if it means stepping over loved ones. The film invites viewers to appreciate the value of a local bank that helps those who can’t prove themselves but strive for a better future, as opposed to a centralized financial behemoth.

Music and Cast

Rory Kinnear as Dave in

Rory Kinnear as Dave in “Dave’s Bank”

Dave is beloved by the townspeople, and we see widespread recognition, especially in the karaoke bar scenes, where everyone thanks him or listens intently to his rendition of a rock hit. The music in “Dave’s Bank” truly holds a special place. Def Leppard is featured on the film’s poster, and the band’s music is not only in the soundtrack but also mentioned in the characters’ dialogues, appearing in a key scene, and generally on everyone’s lips. Thanks to Dave’s passion, viewers will hear their favorite hits, and one can’t help but wonder how much of the budget was spent on just that.

In terms of casting, Chris Foggin hits the jackpot: Rory Kinnear always captivates the audience, and here he’s joined by one of the titans of British cinema, Hugh Bonneville, who portrays a slightly caricatured expert on the banking system. Joel Fry also shines as the naive but charming, kind, and driven young lawyer, surprisingly enjoyable even in the romantic scenes, which seems impossible after his goofy roles in “Yesterday” and “Cruella.” Paul Kaye, who doesn’t have much screen time, is also memorable, like all his characters.

A Heartwarming Tale

“Dave’s Bank” is a feel-good movie that won’t have you gripping your seat during plot twists or clutching your stomach with laughter. It doesn’t compete with “Air,” “The Founder,” or “Ford v Ferrari,” yet it tells a story of success. Not a global success aimed at conquering the world market and becoming bigger, stronger, better, but a supremely human one. The effect extends to the viewers: it’s not a blockbuster, but a film that allows you to relax and smile. Dave Fishwick’s story restores faith in people and reminds us that there is kindness, care, and mutual support in the world, and that anything is possible, even if the goals seem unattainable.